WHAT WE DO
We work day by day with you to take your credit score to the next level. It all starts with a credit analysis and knowing the reality.
OUR PRODUCTS AND SERVICES
Credit Analysis
The first step to fixing your credit is to analyze your Credit Report. Our credit analysts will study and obtain your credit reports from all the 3 Credit Report Bureaus (Equifax, Experian and TransUnion) and with these reports and an interview with you, they will have a clear understanding of your credit score and financial situation to tailor a plan specifically for you to improve your credit as soon as possible.
Identity Theft
When it comes to Identity Theft, we are all exposed... but we can help you prevent it and help you if you unfortunately have been already a victim.
If you have been a victim of identity theft, we will need to check your credit report to find out which accounts do not belong to you or are unknown to you. Then we help you make a complaint on the local Police Department, specifying the possible reason why you could have been targeted. One of our lawyers will help you prepare the "Affidavit" and send it to the Credit Bureaus to eliminate every account that doesn't belong to you.
On top of that, LOYALTY CREDIT protects you by setting up alerts on the Credit Agencies, to avoid that your credit gets compromised again.
Credit Repair
After the analysis of your credit reports, we will email you the credit reports from all 3 of the Credit Repair Bureaus (Eq, Ex, TU),and your credit score, while giving you one-on-one advice and recommendations and answering any doubts or concerns you could have.
in this process we will be disputing any innacurate, outdated or obsolete accounts that might be affecting your credit report.
We work with collections, past due payments, theft identity, and many others.
New Credit Builder Program
Let’s start off on the right foot! The Credit Builder Program is built to make you bring new accounts that make a positive impact to your credit report.
Here at LOYALTY CREDIT we have multiple partnerships and alliances with financial institutions like banks, coops and other entities to help us give you different solutions to any situation you might have, like the need to build up your credit history, having a low credit score and many others.
With this program we can help people without credit to acquire products that will not affect negatively their credit score but that will in fact create a positive credit history.
Credit Repair
With this service, we offer you the complete and meticulous delivery of Credit Reports from the credit unions Trans Union, Experian and Equifax Also, we will give you your Credit Score for each agency and all this will be sent to your email, offering advice on everything moment, either by that means or by phone to clarify all your doubts.
Educational Programs
We are committed to financially empower our people.
Knowledge is power! And if more people were aware of how important it is to know basic principles of finance our economy could be positively impacted.
So here at LOYALTY CREDIT we would like to contribute by providing learning tools and and articles so that everyone can benefit from our experts’ knowledge.
Some of the subjects we share are:
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How to make a budget?
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How do I get a good credit score?
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How do I create my own business?
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How do I get ready to buy a property?
