PRIVACY NOTICE AND PRIVACY POLICY

Last Updated: May 13, 2026

 

What Does LOYALTY CREDIT LLC Do With Your Personal Information?

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Why?

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Companies choose how they share your personal information. Federal law gives consumers the right to limit certain types of information sharing, but not all sharing. Federal law also requires us to tell you how we collect, use, share, and protect your personal information.

Please read this Privacy Notice carefully to understand how LOYALTY CREDIT LLC (“LOYALTY CREDIT,” “we,” “us,” or “our”) handles your information.

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What Information Do We Collect?

The types of personal information we collect and share depend on the products or services you obtain from us.

This information may include:

• Name, address, phone number, and email address

• Social Security number and date of birth

• Government-issued identification information

• Income and employment information

• Payment information and service history

• Credit history, credit reports, and credit scores

• Information submitted through forms, applications, or communications

• Device information, IP address, browser type, and website activity

• SMS, email, WhatsApp, or communication preferences

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How Do We Collect Your Information?

We collect your personal information in various ways, including when you:

• Submit applications or forms

• Request products or services

• Contact our office

• Visit or interact with our website

• Communicate with us by phone, email, SMS, or WhatsApp

• Provide documentation or verification information

• Interact with advertisements, landing pages, or marketing campaigns

We may also collect information from:

• consumer reporting agencies;

• affiliates;

• service providers;

• marketing partners;

• publicly available sources.

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Why Do We Share Your Personal Information?

Companies may share customers’ personal information to operate their everyday business activities.

Below are the reasons LOYALTY CREDIT may share your personal information and whether you can limit certain types of sharing. 

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How Can You Limit Certain Sharing?

To limit certain information sharing permitted by law, you may contact us using the information below.

Please note:

• If you are a new customer, we may begin sharing your information 30 days from the date this notice is provided to you.

• When you are no longer our customer, we may continue to share your information as described in this notice and as permitted by law.

You may contact us at any time regarding your privacy preferences.

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How Does LOYALTY CREDIT Protect Your Personal Information?

To protect your personal information from unauthorized access and use, we maintain commercially reasonable physical, electronic, and administrative safeguards that comply with applicable legal and regulatory requirements.

These safeguards include:

• secured systems and networks;

• restricted employee access;

• encryption technologies where appropriate;

• monitoring and fraud prevention measures.

However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

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How Does LOYALTY CREDIT Use Cookies and Tracking Technologies?

Our website may use:

• cookies;

• analytics tools;

• advertising pixels;

• session technologies;

• tracking technologies;

• remarketing technologies.

These technologies help us:

• improve website functionality;

• personalize user experiences;

• analyze traffic;

• measure advertising performance;

• support marketing campaigns.

By using our website, you consent to the use of such technologies in accordance with this Privacy Notice.

You may disable cookies through your browser settings; however, portions of the website may not function properly.

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SMS, WhatsApp, and Electronic Communications

By providing your telephone number or contact information, you expressly consent to receive:

• phone calls;

• emails;

• SMS/text messages;

• WhatsApp messages;

• prerecorded or automated communications;

• reminders;

• marketing communications;

• service-related notifications.

Message frequency may vary. Standard message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP to any text message or by contacting us directly.

Consent to receive communications is not a condition of purchase.

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Regulatory and Compliance Disclosure

LOYALTY CREDIT LLC intends to operate in compliance with applicable federal and local consumer protection and credit-related laws and regulations, including but not limited to:

• regulations and requirements of the Department of Consumer Affairs of Puerto Rico (“DACO”);

• the Credit Repair Organizations Act (“CROA”);

• the Fair Credit Reporting Act (“FCRA”);

• applicable guidance issued by the Federal Trade Commission (“FTC”);

• applicable laws and regulations of the Commonwealth of Puerto Rico and the United States.

Consumers have the right to dispute inaccurate information directly with consumer reporting agencies at no cost.

Nothing contained on this website shall be interpreted as a guarantee that accurate, current, and verifiable information may be permanently removed from a consumer credit report.

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Third-Party Websites

Our website may contain links to third-party websites or services.

LOYALTY CREDIT is not responsible for:

• third-party privacy practices;

• website content;

• security measures;

• products or services offered by third parties.

Your use of third-party websites is at your own risk.

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Children’s Privacy

Our website and services are not directed toward individuals under eighteen (18) years of age.

LOYALTY CREDIT does not knowingly collect personal information from minors in violation of applicable law.

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Changes to This Privacy Notice

LOYALTY CREDIT reserves the right to modify or update this Privacy Notice at any time.

Any modifications become effective immediately upon posting on our website.

The “Last Updated” date at the top of this page reflects the latest revision.

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Questions or Contact Information

If you have questions regarding this Privacy Notice or your personal information, please contact:

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LOYALTY CREDIT LLC
Email: info@lfgcorp.com
Phone: (787) 707-0177